SERVICES FOR INDIVIDUALS The complexities of modern tax laws, of finance and of changing business practices make it increasingly difficult to build and hold wealth. Our comprehensive services fulfill unique requirements for individuals and their business relationships. - Estate planning - Personal financial planning and management - Business continuity planning - Design buy-sell agreements and their funding - Family business transfers between generations - Estate freeze strategies - Charitable giving techniques - Income tax planning - Business transaction planning and implementation - Business management

450 "B" Street, Suite 1480 San Diego, CA 92101 Telephone - (619) 296-2123 Facsimile - (619) 296-3329